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Irresponsible lending consultation

Start date: 30 July 2009
Close date: 21 October 2009

This consultation is focused on irresponsible lending practices for the purposes of section 25(2B) of the Consumer Credit Act 1974.

It is aimed at those with an interest in any stage of the lending process as conducted by consumer credit businesses. This includes large and small businesses, trade associations, professional bodies, regulators, enforcement agencies, consumer organisations and borrower groups.

Guidance on Irresponsible lending

Download Irresponsible lending - OFT guidance for creditors (pdf 860kb)

A summary of responses to the consultation will be published in due course.

Download Consultation document: Irresponsible lending - OFT guidance for creditors (pdf 395kb)

Download Irresponsible lending - Summary of responses to the scoping paper (pdf 119 kb)

Download Irresponsible lending - a scoping paper (pdf 134 kb)

This consultation has now closed.

Further comments should be sent to:

Alison Watson
Credit Policy and Special Projects Team
Office of Fair Trading
Fleetbank House
2-6 Salisbury Square
London EC4Y 8JX

email: alison.watson@oft.gsi.gov.uk
phone: 020 7211 5859
fax:020 7211 8604




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