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Work by Project Type

Northern Rock

Launched: August 2008

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Purpose of the study

To assess any competitive implications of the public support for Northern Rock (during the parliamentary debate of the Banking (Special Provisions) Bill 2008, which resulted in the temporary public ownership of Northern Rock, a commitment was made that the OFT would publish an annual report assessing any competitive implications of the public support for Northern Rock).

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Findings

The study found that public support for Northern Rock had no significant adverse impact on competition during the period February 2008 to February 2009.

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Recommendations

None.

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Action following market study

Given the turbulence in the financial markets and increase in Government support to the banking sector since the original commitment was made the OFT has agreed with HM Treasury that a specific annual report on Northern Rock is no longer necessary.

The OFT will consider competition issues under the wider remit of its Financial Services Plan as appropriate.

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Market study details and report

See press notice 'OFT publishes report on Northern Rock'. 10 March 2009

Download OFT Report 'Northern Rock: The effect of public support on competition' March 2009 (pdf file 243 kb)

See Northern Rock Report questions and answers March 2009


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Background information

See the official report of the Parliamentary debate on the Banking Bill  21 February 2009




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